LIVE 💰 916: RM --- ✨ 999: RM --- 🇺🇸 USD: --- 🇸🇬 SGD: --- 🇹🇭 THB: --- 🇧🇩 BDT: --- 🇧🇭 BHD: --- 🇦🇺 AUD: --- 🇪🇺 EUR: --- 🇬🇧 GBP: --- │
LIVE 💰 916: RM --- ✨ 999: RM --- 🇺🇸 USD: --- 🇸🇬 SGD: --- 🇹🇭 THB: --- 🇧🇩 BDT: --- 🇧🇭 BHD: --- 🇦🇺 AUD: --- 🇪🇺 EUR: --- 🇬🇧 GBP: --- │

Terms of Service

Terma Perkhidmatan RateX.my

Last Updated: February 7, 2026 | Dikemaskini: 7 Februari 2026

⚠️ Important Notice | Notis Penting

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE.

SILA BACA TERMA INI DENGAN TELITI SEBELUM MENGGUNAKAN LAMAN WEB INI.

1 Agreement to Terms | Persetujuan Terma

By accessing and using RateX.my ("the Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website.

Dengan mengakses dan menggunakan RateX.my ("Laman Web"), anda bersetuju untuk terikat dengan Terma Perkhidmatan ini ("Terma"). Jika anda tidak bersetuju dengan Terma ini, sila jangan gunakan Laman Web kami.

2 Educational Purpose Only | Tujuan Pendidikan Sahaja

RateX.my is an EDUCATIONAL and INFORMATIONAL website only. All content, including but not limited to:

  • •Gold prices and rates
  • •Currency exchange rates
  • •Cryptocurrency prices
  • •EPF/KWSP calculations
  • •Zakat calculations
  • •Tax estimates
  • •Insurance information
  • •Any other financial data or calculators

...is provided for GENERAL INFORMATION and EDUCATIONAL purposes only and should NOT be considered as financial, investment, legal, or professional advice.

3 No Financial Advice | Bukan Nasihat Kewangan

THE INFORMATION ON THIS WEBSITE DOES NOT CONSTITUTE FINANCIAL, INVESTMENT, TAX, LEGAL, OR ANY OTHER PROFESSIONAL ADVICE.

Maklumat di laman web ini BUKAN nasihat kewangan, pelaburan, cukai, undang-undang, atau nasihat profesional lain.

You should always consult with qualified professionals (licensed financial advisors, accountants, lawyers, etc.) before making any financial decisions. We strongly recommend verifying all information with official sources including:

  • • Bank Negara Malaysia (BNM)
  • • KWSP/EPF Official Website
  • • LHDN (Inland Revenue Board)
  • • Licensed Financial Institutions
  • • State Islamic Religious Departments (for Zakat)

4 Accuracy of Information | Ketepatan Maklumat

While we strive to provide accurate and up-to-date information, we make NO WARRANTIES or REPRESENTATIONS regarding the accuracy, completeness, timeliness, or reliability of any information on this Website.

Information may be:

  • •Delayed or not real-time
  • •Subject to change without notice
  • •Different from official sources
  • •Affected by technical errors
  • •Approximations or estimates only

5 Limitation of Liability | Had Liabiliti

TO THE FULLEST EXTENT PERMITTED BY MALAYSIAN LAW:

  • 1 RateX.my, its owners, operators, employees, and affiliates shall NOT be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this Website.
  • 2 We are NOT responsible for any financial losses, investment decisions, or actions taken based on information from this Website.
  • 3 We DO NOT guarantee the accuracy of any calculations, rates, or estimates provided by our tools.
  • 4 YOU USE THIS WEBSITE AT YOUR OWN RISK.

6 Intellectual Property | Harta Intelek

All content on this Website, including but not limited to text, graphics, logos, icons, images, and software, is the property of RateX.my or its content suppliers and is protected by Malaysian and international copyright laws.

You may NOT:

  • ✗Copy, reproduce, or distribute content without permission
  • ✗Use content for commercial purposes
  • ✗Modify or create derivative works
  • ✗Remove copyright or proprietary notices

7 Third-Party Content & Links | Kandungan Pihak Ketiga

This Website may contain links to third-party websites and display data sourced from external providers. We do not:

  • •Control or endorse third-party websites
  • •Guarantee the accuracy of third-party data
  • •Accept liability for third-party content

8 Prohibited Uses | Penggunaan Dilarang

You agree NOT to use this Website:

  • ✗For any unlawful purpose
  • ✗To harm, harass, or defraud others
  • ✗To transmit viruses or malicious code
  • ✗To interfere with Website operation
  • ✗To scrape or harvest data without permission
  • ✗To impersonate any person or entity

9 Governing Law | Undang-undang Terpakai

These Terms shall be governed by and construed in accordance with the laws of Malaysia. Any disputes shall be subject to the exclusive jurisdiction of the Malaysian courts.

Terma ini akan ditadbir dan ditafsirkan mengikut undang-undang Malaysia. Sebarang pertikaian akan tertakluk kepada bidang kuasa eksklusif mahkamah Malaysia.

10 Changes to Terms | Perubahan Terma

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Website after changes constitutes acceptance of the new Terms.

11 Contact Us | Hubungi Kami

If you have any questions about these Terms of Service, please contact us:

RateX.my

📧 Email: feedra@gmail.com

🌐 Website: https://ratex.my

← Back to Home | Kembali