💱 Currency Exchange Rates Malaysia 2026
Kadar Pertukaran Mata Wang | Live 201+ Currencies
Bank Negara Reference Rates | Updated Every 15 Minutes
USD/MYR
US Dollar
3.8970
SGD/MYR
Singapore Dollar
3.0889
SAR/MYR
Saudi Riyal
1.0391
Total
Currencies
201+ pairs
Popular Currencies
Most exchanged by Malaysians
| Currency | Buy (MYR) | Sell (MYR) | Common Use |
|---|---|---|---|
|
🇺🇸
USD US Dollar |
3.8970 |
3.9020 |
Shopping, Business |
|
🇸🇬
SGD Singapore Dollar |
3.0889 |
3.0944 |
Work, Travel |
|
🇪🇺
EUR Euro |
4.6238 |
4.6301 |
Europe Travel |
|
🇬🇧
GBP British Pound |
5.3194 |
5.3278 |
UK Education |
|
🇦🇺
AUD Australian Dollar |
2.7645 |
2.7685 |
Study, Migration |
|
🇯🇵
JPY Japanese Yen |
0.0254 |
0.0254 |
Tourism, Anime |
|
🇹🇭
THB Thai Baht |
0.1254 |
0.1257 |
Holiday |
|
🇸🇦
SAR Saudi Riyal |
1.0391 |
1.0405 |
Hajj, Umrah |
|
🇦🇪
AED UAE Dirham |
1.0610 |
1.0626 |
Dubai Shopping |
|
🇨🇳
CNY Chinese Yuan |
0.5640 |
0.5649 |
Trade, Business |
Asia & Pacific
Asia & Pasifik
Middle East & Africa
Timur Tengah & Afrika
Europe
Eropah
Americas
Amerika
Understanding Currency Exchange
Memahami Pertukaran Mata Wang
🇬🇧 Buy Rate vs Sell Rate
Buy Rate (Kadar Beli)
Amount of MYR you pay to buy 1 unit of foreign currency
Sell Rate (Kadar Jual)
Amount of MYR you receive when selling 1 unit of foreign currency
Spread
Difference between buy and sell rates (money changer's profit)
🇲🇾 Kadar Beli vs Kadar Jual
Kadar Beli
Jumlah MYR yang anda bayar untuk membeli 1 unit mata wang asing
Kadar Jual
Jumlah MYR yang anda terima apabila menjual 1 unit mata wang asing
Spread
Perbezaan antara kadar beli dan jual (keuntungan money changer)
Major World Currencies
Mata Wang Utama Dunia
USD - US Dollar
Dolar Amerika Syarikat
World's reserve currency. Used for international trade, online shopping, and business transactions globally.
SGD - Singapore Dollar
Dolar Singapura
Essential for Malaysians working in Singapore, JB-SG commuters, and cross-border trade.
SAR - Saudi Riyal
Riyal Arab Saudi
Essential for Hajj and Umrah pilgrims. High demand during pilgrimage seasons.
GBP - British Pound
Pound Sterling British
Important for Malaysian students in UK, tourism, and business with British companies.
EUR - Euro
Euro Eropah
Official currency of 20 EU countries. Essential for European travel, business, and education.
JPY - Japanese Yen
Yen Jepun
Popular for tourism, anime shopping, electronics, and Japanese cultural experiences.
Money Changer Tips
Tips Tukar Wang
🏆 Best Places to Exchange
1. Jalan Masjid India, KL
Best rates for large amounts
2. Mid Valley Megamall
Many competitive money changers
3. KLCC / Bukit Bintang
Convenient with good rates
⚠️ Avoid: Airports
Worst rates - only for emergencies
⏰ Best Time to Exchange
Weekdays 10AM - 4PM
Best rates and liquidity
Track rates for a week
Before large exchanges
Avoid weekends
Less competitive rates
Avoid festive seasons
High demand = worse rates
USDT & Cryptocurrency
Digital Currency in Malaysia
📖 What is USDT (Tether)?
USDT (Tether) is a stablecoin cryptocurrency pegged 1:1 to the US Dollar. It maintains a stable value of approximately $1 USD.
🏦 Buying USDT in Malaysia
SC-Licensed platforms to buy USDT:
⚠️ Always use SC-licensed exchanges for security
FAQ | Soalan Lazim
Frequently Asked Questions
Where to get best exchange rates? ▼
Money changer di Jalan Masjid India, Mid Valley, dan KLCC biasanya menawarkan kadar terbaik.
How often do rates change? ▼
Kadar mata wang berubah sepanjang waktu dagangan (24/5). RateX.my dikemaskini setiap 15 minit.
Bank vs Money Changer - which is better? ▼
Money changer biasanya menawarkan kadar lebih baik. Bank lebih selamat tetapi spread lebih tinggi.
What is USDT and how to buy it? ▼
USDT adalah stablecoin berkadar 1:1 dengan USD. Beli melalui bursa berlesen SC.
Best time to exchange currency? ▼
Hari bekerja antara 10AM-4PM. Elakkan Isnin dan hujung minggu.
What documents needed to exchange? ▼
Untuk jumlah bawah RM10,000, biasanya tiada dokumen diperlukan.
Can I use Ringgit abroad? ▼
MYR tidak diterima di luar negara. Tukar ke mata wang tempatan sebelum melancong.
What affects the Ringgit value? ▼
Harga minyak, sawit, kadar Fed AS, OPR BNM mempengaruhi MYR.
RateX.my - Your Currency Guide
Malaysia's #1 Trusted Source
Real-time currency exchange rates for 201+ currencies including USD, SGD, GBP, EUR, SAR, AED, JPY, CNY, and USDT. Bank Negara Malaysia reference rates updated every 15 minutes.
Top Currency Pairs
Most Watched by Malaysians
USD to MYR
US Dollar Rate Malaysia
The most watched exchange rate in Malaysia. USD affects import prices, online shopping, and international investments.
SGD to MYR
Singapore Dollar Rate
Over 300,000 Malaysians work in Singapore. Critical for JB-SG commuters and remittance senders.
Understanding Malaysian Ringgit
Memahami Ringgit Malaysia
📖 About MYR
The Malaysian Ringgit (MYR), symbol RM, is Malaysia's official currency issued by Bank Negara Malaysia.
Symbol
RM
Code
MYR
Subunit
100 Sen
System
Managed Float
📊 Factors Affecting MYR
Crude Oil Prices
Malaysia is a net oil exporter
Palm Oil Prices
World's 2nd largest producer
BNM Interest Rates
OPR decisions
US Fed Policy
USD strength impact
Currency for Your Needs
Mata Wang untuk Keperluan Anda
Travel
Business
Hajj/Umrah
Education
Where to Exchange Money
Tempat Tukar Wang di Malaysia
Money Changers
Best rates in KL city center. Competitive and convenient.
Popular Spots:
• Jalan Masjid India
• Mid Valley
• KLCC / Bukit Bintang
Banks
Higher spreads but safer for large amounts.
Major Banks:
• Maybank, CIMB
• Public Bank, RHB
• Hong Leong
Airport
Convenient but worst rates. Only for emergencies.
Locations:
• KLIA / KLIA2
• Subang Airport
⚠️ 3-5% worse than city
Online Money Transfer
Digital Remittance Services
Competitive rates for sending money abroad:
Wise
Low fees
Remitly
Fast
WorldRemit
Global
Western Union
Cash pickup
MoneyGram
Reliable
Instarem
Asia focus
Currency Terms Glossary
Istilah Pertukaran Mata Wang
🇬🇧 English Terms
Spot Rate
Current market rate for immediate delivery
Spread
Difference between buy and sell rates
Base Currency
First currency in a pair (e.g., USD in USD/MYR)
🇲🇾 Istilah Melayu
Kadar Spot
Kadar pasaran semasa untuk penghantaran serta-merta
Spread
Perbezaan antara kadar beli dan jual
Mata Wang Asas
Mata wang pertama dalam pasangan
MYR History & Facts
Sejarah & Fakta Ringgit
1967
Ringgit introduced
1973
Free float begins
1998
Fixed at RM3.80/USD
2005
Managed float returns
2015
Oil price impact
2026
Recovery phase
💡 Fun Fact: "Ringgit" comes from the Malay word for "jagged" — referring to the serrated edges of Spanish silver dollars once used in the region.
Bank Negara Malaysia
Official Reference Rates
Bank Negara publishes daily Kijang Emas and foreign currency rates as official reference. These mid-market rates are used for accounting and official purposes.
BNM menerbitkan kadar Kijang Emas dan mata wang asing harian sebagai rujukan rasmi. Ini adalah kadar pertengahan pasaran untuk tujuan rasmi.
Popular Searches
Carian Popular
Travel Currency Tips
Quick tips for travelers
Asia Travel
- ✓ Exchange in KL for Thailand, Indonesia
- ✓ Use 7-Eleven ATMs in Japan
- ✓ Myeongdong for best Korea rates
Europe Travel
- ✓ Get EUR before leaving Malaysia
- ✓ Carry USD as backup
- ✓ Use Wise card for payments
Hajj & Umrah
- ✓ Exchange SAR 2-3 weeks early
- ✓ Jalan Masjid India best rates
- ✓ Keep emergency USD $100-200
About RateX.my
Your Trusted Currency Source
RateX.my provides real-time currency exchange rates for 201+ currencies based on Bank Negara Malaysia reference rates. Updated every 15 minutes during market hours.