About RateX.my
Tentang Kami
Malaysia's most trusted source for financial information, built by industry professionals committed to accuracy and transparency.
Our Mission
Misi Kami
To provide 100% accurate, reliable, and free financial information to all Malaysians. We believe everyone deserves access to transparent data to make informed financial decisions.
Untuk menyediakan maklumat kewangan yang 100% tepat, boleh dipercayai, dan percuma kepada semua rakyat Malaysia. Kami percaya semua orang berhak mendapat akses kepada data yang telus untuk membuat keputusan kewangan yang bijak.
Who We Are
Siapa Kami
RateX.my is founded and operated by a team of Finance & Banking graduates with real-world experience in the tech industry. Our unique combination of financial knowledge and technical expertise allows us to build tools that truly serve the Malaysian community.
Having worked in both the finance sector and leading technology companies, we understand the challenges Malaysians face in accessing reliable financial data. That's why we created RateX.my – a platform that bridges this gap.
RateX.my diasaskan dan dikendalikan oleh graduan Kewangan & Perbankan dengan pengalaman sebenar dalam industri teknologi. Gabungan unik pengetahuan kewangan dan kepakaran teknikal membolehkan kami membina alat yang benar-benar membantu masyarakat Malaysia.
Finance & Banking Background
Formal education in financial markets, banking operations, investment analysis, and economic principles.
Tech Industry Experience
Real-world experience building scalable applications, working with data APIs, and developing user-friendly interfaces.
Made for Malaysians
Understanding local context – from FGJAM gold standards to EPF/KWSP calculations, Zakat requirements, and Malaysian tax laws.
Our Core Values
Nilai Teras Kami
100% Accuracy
We source data only from official and verified sources – FGJAM for gold, Bank Negara Malaysia for currencies, and government agencies for regulations. No guesswork, no estimates.
Ketepatan 100% daripada sumber rasmi
Transparency
We clearly state our data sources, update frequencies, and limitations. You'll always know where our information comes from and when it was last updated.
Ketelusan dalam semua maklumat
Free Forever
RateX.my will always be free to use. No premium memberships, no hidden fees, no paywalls. Financial literacy should be accessible to everyone.
Percuma selamanya untuk semua
What We Offer
Apa Yang Kami Sediakan
Live Gold Prices
FGJAM Certified
Currency Rates
30+ Currencies
Crypto Prices
Real-time Updates
Gold Calculator
All Purities
Zakat Calculator
Live Nisab
EPF Calculator
Retirement Planning
Tax Calculator
LHDN Rates
Insurance Guides
Life & Car
All our tools and data are 100% free and designed specifically for the Malaysian market, following local standards and regulations.
Our Data Sources
Sumber Data Kami
We believe in transparency. Here are the official sources we use to ensure 100% accuracy:
FGJAM
Federation of Goldsmiths and Jewellers Associations of Malaysia
Official gold price setter for Malaysia. All reputable jewelers follow FGJAM rates.
Bank Negara Malaysia
Central Bank of Malaysia
Official currency exchange reference rates and Kijang Emas gold coin prices.
KWSP/EPF
Employees Provident Fund
Official contribution rates, dividend rates, and retirement calculation guidelines.
LHDN
Lembaga Hasil Dalam Negeri
Official Malaysian income tax rates, reliefs, and calculation methods.
State Islamic Authorities
JAKIM & State Religious Departments
Zakat calculation guidelines, nisab thresholds, and religious rulings.
International Markets
Global Financial Data Providers
Real-time cryptocurrency prices and international market data.
Our Commitment to You
Komitmen Kami Kepada Anda
Always Accurate
We verify our data against official sources before publishing.
Always Updated
Gold prices every 15 minutes, currencies daily, crypto real-time.
Always Free
No hidden costs, no premium tiers, no paywalls. Ever.
Always Improving
We continuously add new features based on user feedback.
Always Honest
We clearly state limitations and encourage professional consultation.
Always Listening
Your feedback shapes our roadmap. Contact us anytime.
Have Questions or Suggestions?
We'd love to hear from you! Whether it's feedback, feature requests, or just a hello – our inbox is always open.