Hajj & Umrah Guide Malaysia 2026
Panduan Lengkap Haji & Umrah | Complete Pilgrimage Guide
Packages, Rituals, Requirements & Booking
🏛️ Tabung Haji: RM31K+
✈️ Umrah: RM4K+
🕌 5th Pillar
Tabung Haji Hajj
RM31.6K+
35-40 days
Private Hajj
RM25K-150K
Flexible packages
Umrah Packages
RM4K-20K
7-21 days
Waiting Time (TH)
15-20 years
Current average
🏕️
Hajj Packages 2024/2025
Pakej Haji dari Malaysia
🏛️
Tabung Haji (Official)
Government-managed Hajj packages
Package A
Standard
~RM 31,600
Standard accommodation
- Basic hotel
- Shared transport
POPULAR
Package B
Better
~RM 36,000
Better location
- Closer to Haram
- Better meals
Package C
Premium
~RM 42,000
Premium location
- Walking distance
- Premium service
✨ Includes: Return flights, accommodation (Makkah & Madinah), meals, ground transport, visa, dam/fidyah, mutawwif services.
✨
Private Hajj Packages
Licensed travel agencies
🏨
Economy
RM 25K - 35K
- • 3-4 star hotels
- • 500m+ from Haram
⭐
Standard
RM 35K - 50K
- • 4-star hotels
- • 300-500m from Haram
💎
Premium
RM 50K - 80K
- • 5-star hotels
- • Within 200m
👑
VIP/Luxury
RM 80K - 150K+
- • Haram-view rooms
- • Private services
🕌
Umrah Package Price Guide 2026
Panduan Harga Pakej Umrah | Price Comparison
💰 Umrah Package Price Ranges (Per Person)
| Package Type | Price Range | Duration | Hotel Star | Distance |
|---|---|---|---|---|
| Budget Economy | RM4,000-6,000 | 10-14 days | ⭐⭐⭐ | 500m+ from Haram |
| Standard | RM6,000-10,000 | 10-14 days | ⭐⭐⭐⭐ | 200-500m |
| Premium | RM10,000-15,000 | 10-14 days | ⭐⭐⭐⭐⭐ | Walking distance |
| Luxury VIP | RM15,000-20,000+ | 10-21 days | ⭐⭐⭐⭐⭐ | Haram view |
✅ Usually Included in Packages
- ✓ Return flights (KL/Penang to Jeddah/Medina)
- ✓ Accommodation in Makkah & Madinah
- ✓ Meals (breakfast, lunch, dinner or buffet)
- ✓ Ground transport (airport, hotels, ziarah)
- ✓ Visa processing and documentation
- ✓ Mutawwif/guide services
- ✓ Basic ziarah tours (Makkah & Madinah)
❌ Usually NOT Included
- ✗ Travel insurance (RM300-600)
- ✗ Excess luggage charges
- ✗ Personal shopping & souvenirs
- ✗ Laundry services
- ✗ Room service & minibar
- ✗ Optional tours beyond standard ziarah
- ✗ Wheelchair rental (if needed)
📅 Seasonal Price Variations
🌙 Ramadan (Peak Season)
+50-100%
Most expensive, very crowded
📚 School Holidays
+30-50%
Dec, Mar, Jun, Sept
✅ Off-Peak Months
Base Price
Safar, Rejab, Syaaban
💡 Best Value Tip: Book off-peak months (Feb-Apr, Oct-Nov) for lowest prices. Standard package that costs RM8,000 off-peak can reach RM12,000-16,000 during Ramadan!
💰
Hajj & Umrah Cost Breakdown
Pecahan Kos | Financial Planning Guide
🕋
Hajj Costs (Tabung Haji)
✈️ Flight (Return)
~RM8,000
🏨 Accommodation (35 days)
~RM12,000
🍽️ Meals
~RM3,500
🚌 Transport
~RM2,500
📋 Visa & Processing
~RM1,500
🐑 Dam/Qurban
~RM1,000
👨🏫 Mutawwif Services
~RM3,100
Total Package A:
~RM31,600
🕌
Umrah Costs (14 Days)
✈️ Flight (Return)
RM1,800-3,500
🏨 Hotel (14 nights)
RM1,500-8,000
🍽️ Meals
RM800-1,500
🚌 Transport & Tours
RM500-1,200
📋 Visa
RM300-500
💉 Vaccination
RM150-300
💰 Spending Money
RM1,000-3,000
Total Range:
RM6K-18K
💳 Additional Expenses to Budget
Luggage
RM200-500
Travel Insurance
RM300-600
Ihram Clothing
RM50-200
Zam-zam Water
RM100-300
Gifts/Souvenirs
RM500-2,000
Medications
RM200-500
Extra Dam/Fidyah
RM0-1,000
Wheelchair (if needed)
RM200-500
💵
Savings & Payment Options
Cara Bayaran & Simpanan
🏦
Tabung Haji
- ✓ Minimum: RM10/month
- ✓ Hibah: 3-4% annually
- ✓ Min RM1,300 to qualify
- ✓ Tax relief eligible
- ✓ Guaranteed Hajj placement
🏛️
Bank Financing
- • Islamic Personal Loan
- • Amount: RM10K-50K
- • Tenure: 1-7 years
- • Profit rate: 4-8% p.a.
- • Maybank, CIMB, RHB
💼
EPF Withdrawal
- • Account 2 withdrawal
- • Once in lifetime
- • Age: 50+ or first-timer
- • Max: Account 2 balance
- • Process: 2-3 weeks
📿
Quick Rituals Overview
Basic Steps | Ringkasan Manasik
🕋 Hajj Main Steps (5 Days)
Day 1
Ihram → Travel to Mina
Day 2
Wukuf at Arafah (Main Pillar) → Muzdalifah
Day 3
Stone Jamarat → Sacrifice → Haircut → Tawaf
Day 4-5
Stay in Mina → Stone 3 Jamarat → Farewell Tawaf
Duration: 35-40 days total (including Makkah & Madinah stay)
🕌 Umrah Main Steps (1-2 Hours)
1
Ihram
Wear ihram clothing, make niat
2
Tawaf
Circle Kaabah 7 times
3
Sa'i
Walk Safa-Marwah 7 times
4
Tahallul
Trim/shave hair, exit ihram
Duration: 7-21 days total (flexible)
🏦
Tabung Haji Savings
📋
Registration Requirements
- • Malaysian Muslim citizen
- • Valid MyKad
- • Minimum deposit: RM 10
- • Qualify for ballot: RM 1,300
🎁
Benefits
- • Annual hibah: 3-4%
- • Syariah-compliant savings
- • Priority for Hajj ballot
- • Takaful coverage
⏳
Waiting Time
Current estimated waiting time for new registrants:
80-100+ years
Due to quota limitations
📋
Requirements
📄 Documents Needed
- ✓ Valid passport (6+ months validity)
- ✓ Passport-size photos (white background)
- ✓ MyKad copy
- ✓ Vaccination certificate (Meningitis)
- ✓ Marriage certificate (for couples)
- ✓ Mahram consent (women under 45)
💉 Vaccinations Required
- ! Meningococcal ACWY (mandatory)
- ✓ COVID-19 (recommended)
- ✓ Seasonal flu (recommended)
- ✓ Pneumococcal (for elderly)
💡 Get vaccinated at government clinics or private hospitals at least 2 weeks before departure.
❓
Frequently Asked Questions | Soalan Lazim
What is the difference between Hajj and Umrah? ▼
Hajj is the major pilgrimage performed only during 8-12 Zulhijjah and is obligatory (fardhu) once in a lifetime for those who can afford it. Umrah is the minor pilgrimage that can be performed any time of year and is sunnah muakkadah (highly recommended).
Haji dilakukan pada 8-12 Zulhijjah sahaja dan wajib sekali seumur hidup. Umrah boleh dilakukan bila-bila masa dan sunat muakkad.
Haji dilakukan pada 8-12 Zulhijjah sahaja dan wajib sekali seumur hidup. Umrah boleh dilakukan bila-bila masa dan sunat muakkad.
How long is the Tabung Haji waiting list? ▼
Currently 80-100+ years for new registrants due to high demand and limited Saudi quota (~30,000 Malaysians/year). Consider private packages if urgent, or register children early.
Kini 80-100+ tahun untuk pendaftar baru. Kuota Saudi terhad ~30,000 rakyat Malaysia/tahun.
Kini 80-100+ tahun untuk pendaftar baru. Kuota Saudi terhad ~30,000 rakyat Malaysia/tahun.
Can women perform Hajj without mahram? ▼
Saudi Arabia now allows women aged 45 and above to perform Hajj/Umrah without a mahram if traveling with an organized group. Women under 45 still require a mahram (male guardian).
Wanita 45 tahun ke atas boleh pergi tanpa mahram dengan kumpulan. Bawah 45 masih perlu mahram.
Wanita 45 tahun ke atas boleh pergi tanpa mahram dengan kumpulan. Bawah 45 masih perlu mahram.
What's included in Hajj/Umrah packages? ▼
Typically included: Return flights, accommodation (Makkah & Madinah), meals (breakfast/lunch/dinner or buffet), ground transport, visa processing, mutawwif services, ziarah tours. Not included: Personal expenses, extra luggage, optional tours, travel insurance.
Biasanya termasuk: Penerbangan, penginapan, makan, visa, transport, mutawwif. Tidak termasuk: Perbelanjaan peribadi, insurans.
Biasanya termasuk: Penerbangan, penginapan, makan, visa, transport, mutawwif. Tidak termasuk: Perbelanjaan peribadi, insurans.
What is the best time for Umrah? ▼
Ramadan is most rewarding (equal to Hajj in reward per hadith) but most crowded and expensive. Off-peak months (Safar, Rejab, Syaaban) are cheaper and less crowded. Avoid school holidays for better prices.
Ramadan paling besar pahala tapi sesak dan mahal. Bulan lain lebih murah dan kurang sesak.
Ramadan paling besar pahala tapi sesak dan mahal. Bulan lain lebih murah dan kurang sesak.
How do I check my Hajj registration status? ▼
Check through Tabung Haji website (tabunghaji.gov.my), THiJARI mobile app, or visit any Tabung Haji branch. You'll see your queue number and estimated waiting time.
Semak di laman web Tabung Haji, aplikasi THiJARI, atau kunjungi mana-mana cawangan.
Semak di laman web Tabung Haji, aplikasi THiJARI, atau kunjungi mana-mana cawangan.
Can I perform Umrah with tourist visa? ▼
Yes! Since 2019, Saudi Arabia offers e-Visa for tourism which allows Umrah. Apply at visa.visitsaudi.com. Cost is around SAR 300 (RM350+). Valid for 1 year, multiple entries, 90 days per visit.
Ya! E-Visa pelancongan Saudi membenarkan Umrah. Mohon di visa.visitsaudi.com. Kos ~RM350.
Ya! E-Visa pelancongan Saudi membenarkan Umrah. Mohon di visa.visitsaudi.com. Kos ~RM350.
What is the minimum savings for Tabung Haji? ▼
Minimum deposit is RM10 to open account. To qualify for Hajj ballot, you need minimum RM1,300. Full package cost is RM31,600-42,000 depending on package chosen.
Minimum RM10 untuk buka akaun. RM1,300 untuk layak undian. Kos penuh RM31,600-42,000.
Minimum RM10 untuk buka akaun. RM1,300 untuk layak undian. Kos penuh RM31,600-42,000.
How much does Dam cost in Hajj? ▼
Dam (animal sacrifice) costs approximately SAR 150-200 (RM200-280) per person. Most Hajj packages include this in the price. You can arrange through your mutawwif or Islamic Development Bank. Payment can be made before or during Hajj.
Kos Dam sekitar RM200-280. Kebanyakan pakej sudah termasuk. Boleh atur melalui mutawwif atau bank Islam.
Kos Dam sekitar RM200-280. Kebanyakan pakej sudah termasuk. Boleh atur melalui mutawwif atau bank Islam.
What vaccinations are required? ▼
Mandatory: Meningococcal ACWY vaccine (required by Saudi). Recommended: COVID-19, seasonal flu, pneumococcal (elderly). Get vaccinated 2+ weeks before travel at government clinics or private hospitals.
Wajib: Vaksin Meningokokal ACWY. Digalakkan: COVID-19, selesema, pneumokokal.
Wajib: Vaksin Meningokokal ACWY. Digalakkan: COVID-19, selesema, pneumokokal.
📊
Financial Planning Guide
Panduan Perancangan Kewangan
📋 Tabung Haji vs Private Packages
✓ Tabung Haji Advantages
- • Lowest price: RM31,600-42,000
- • Government guarantee
- • Annual hibah 3-4%
- • Tax relief eligible
- • Payment plan available
Private Package Advantages
- • No waiting list (go anytime)
- • Better hotel options
- • Flexible itinerary
- • Smaller group size
- • Price: RM25K-150K+
💡 Money-Saving Tips
- ✓ Umrah: Travel off-peak (avoid Ramadan) save 50-100%
- ✓ Start saving early: RM200/month = RM28,800 in 12 years
- ✓ Register kids early: Reduce waiting time to 5-7 years
- ✓ Book group: 10+ people get discounts
- ✓ Compare packages: 3+ agencies for best deal
- ✓ Use EPF wisely: One-time withdrawal opportunity
- ✓ Avoid peak dates: Eid, school holidays cost more
🧮 Hajj Savings Plan Examples
Target: RM35,000 in 10 Years
RM292
per month @ 3.5% hibah
Target: RM35,000 in 15 Years
RM183
per month @ 3.5% hibah
Target: RM35,000 in 20 Years
RM127
per month @ 3.5% hibah
🏨
Makkah Hotel Price Guide
Distance from Haram | Harga Hotel
| Distance from Haram | Star Rating | Price/Night (2 pax) | 14 Nights Total |
|---|---|---|---|
| Walking distance (< 200m) | ⭐⭐⭐⭐⭐ | RM800-1,500 | RM11K-21K |
| 200-500m | ⭐⭐⭐⭐ | RM500-800 | RM7K-11K |
| 500m-1km | ⭐⭐⭐ | RM300-500 | RM4.2K-7K |
| 1-2km (shuttle bus) | ⭐⭐⭐ | RM200-350 | RM2.8K-4.9K |
💡 Tip: Hotels 500m-1km offer best value. You'll walk a lot anyway during Hajj/Umrah. Shuttle buses available for distant hotels.
✈️
Licensed Umrah Travel Agencies Malaysia
Agensi Pelancongan Berlesen
Registered Agencies
300+
in Malaysia
Average Package
RM8K
14-day Umrah
Peak Season Markup
+50%
Ramadan period
How to Choose Licensed Agency:
- • Check MOTAC (Ministry of Tourism) license
- • Verify UMNO license number
- • Read reviews from past pilgrims
- • Compare 3+ agencies before booking
- • Check inclusions: visa, insurance, meals, transport
- • Avoid paying full amount upfront
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