LIVE ๐Ÿ’ฐ 916: RM --- โœจ 999: RM --- ๐Ÿ‡บ๐Ÿ‡ธ USD: --- ๐Ÿ‡ธ๐Ÿ‡ฌ SGD: --- ๐Ÿ‡น๐Ÿ‡ญ THB: --- ๐Ÿ‡ง๐Ÿ‡ฉ BDT: --- ๐Ÿ‡ง๐Ÿ‡ญ BHD: --- ๐Ÿ‡ฆ๐Ÿ‡บ AUD: --- ๐Ÿ‡ช๐Ÿ‡บ EUR: --- ๐Ÿ‡ฌ๐Ÿ‡ง GBP: --- โ”‚
LIVE ๐Ÿ’ฐ 916: RM --- โœจ 999: RM --- ๐Ÿ‡บ๐Ÿ‡ธ USD: --- ๐Ÿ‡ธ๐Ÿ‡ฌ SGD: --- ๐Ÿ‡น๐Ÿ‡ญ THB: --- ๐Ÿ‡ง๐Ÿ‡ฉ BDT: --- ๐Ÿ‡ง๐Ÿ‡ญ BHD: --- ๐Ÿ‡ฆ๐Ÿ‡บ AUD: --- ๐Ÿ‡ช๐Ÿ‡บ EUR: --- ๐Ÿ‡ฌ๐Ÿ‡ง GBP: --- โ”‚
Live Rates โ€ข Updated 2026-02-18 16:00:02.779454

Malaysia Gold & Currency Rates

Real-time FGJAM gold prices & Bank Negara exchange rates

๐Ÿฅ‡

Most Popular in Malaysia

22K Gold (916)

91.6% Pure Gold โ€ข Per Gram

RM 559.31

Buy | Sell: RM 535.17
๐Ÿ’›

24K Gold

999 Pure

RM 502.37

per gram

๐Ÿ…

20K Gold

835 Pure

RM 613.56

per gram

๐Ÿ”ถ

18K Gold

750 Pure

RM 669.83

per gram

๐Ÿ‡บ๐Ÿ‡ธ

USD/MYR

US Dollar

3.8970

1 USD = MYR

๐Ÿ’ฑ Popular Currencies

View All โ†’
๐Ÿ‡ฆ๐Ÿ‡บ

2.76

AUD/MYR

๐Ÿ‡จ๐Ÿ‡ณ

0.56

CNY/MYR

๐Ÿ‡ช๐Ÿ‡บ

4.62

EUR/MYR

๐Ÿ‡ฌ๐Ÿ‡ง

5.32

GBP/MYR

๐Ÿ‡ฎ๐Ÿ‡ฉ

0.00

IDR/MYR

๐Ÿ‡ฏ๐Ÿ‡ต

0.03

JPY/MYR

๐Ÿ“Š

Today's Market Summary

๐Ÿฅ‡

22K Gold

Most Popular

RM 559.31

per gram

๐Ÿ’›

24K Gold

Investment

RM 502.37

per gram

๐Ÿ‡บ๐Ÿ‡ธ

USD/MYR

US Dollar

3.8970

1 USD = MYR

๐Ÿ‡ธ๐Ÿ‡ฌ

SGD/MYR

Singapore

3.0889

1 SGD = MYR

๐Ÿ’ฐ

Harga Emas Malaysia Hari Ini

Gold Price Malaysia Today โ€ข Live FGJAM Certified Rates

๐Ÿฅ‡

Live Gold Prices

Harga Emas Terkini โ€ข Per Gram (RM)

LIVE
๐Ÿ’› INVESTMENT

24K Gold

999 โ€ข 99.9% Pure

Buy: RM 502.37
Sell: RM 480.69
โญ POPULAR
๐Ÿฅ‡

22K Gold

916 โ€ข 91.6% Pure

Buy: RM 559.31
Sell: RM 535.17
๐Ÿ… DURABLE

20K Gold

835 โ€ข 83.5% Pure

Buy: RM 613.56
Sell: RM 587.09
๐Ÿ”ถ DAILY WEAR

18K Gold

750 โ€ข 75% Pure

Buy: RM 669.83
Sell: RM 640.92
Purity / Ketulenan Karat Buy (RM/g) Sell (RM/g) Spread
๐Ÿ”ถ
750 Gold (Emas 750)

75.0% Pure โ€ข Daily Wear

18K RM 502.37 RM 480.69 RM 21.68
๐Ÿ…
835 Gold (Emas 835)

83.5% Pure โ€ข Good Durability

20K RM 559.31 RM 535.17 RM 24.14
๐Ÿฅ‡
916 Gold (Emas 916)

91.6% Pure โ€ข Most Popular

22K RM 613.56 RM 587.09 RM 26.47
๐Ÿ’›
999 Gold (Emas 999)

99.9% Pure โ€ข Investment Grade

24K RM 669.83 RM 640.92 RM 28.91
Source: FGJAM Malaysia โ€ข Updated: 2026-02-18 16:00:02.779454
15-Min Updates FGJAM Certified
๐Ÿ’ฐ

Best for Investment

Pelaburan Emas

999 Gold (24K) offers the highest purity at 99.9%. Ideal for gold bars (jongkong emas) and coins. Best resale value and internationally recognized.

  • โœ“ Highest purity (99.9%)
  • โœ“ Best resale value
  • โœ“ Kijang Emas, gold bars
๐Ÿ’

Best for Jewelry

Barang Kemas

916 Gold (22K) is Malaysia's favorite for jewelry. Perfect balance of purity (91.6%) and durability. Ideal for wedding rings and chains.

  • โœ“ Most popular in Malaysia
  • โœ“ Beautiful warm color
  • โœ“ Durable for daily wear
โŒš

Best for Daily Wear

Pemakaian Harian

750 Gold (18K) is the most durable. With 25% alloy metals, it resists scratches and dents. Perfect for rings, watches, and everyday jewelry.

  • โœ“ Most durable option
  • โœ“ Scratch resistant
  • โœ“ Affordable luxury
๐Ÿงฎ

Kira Nilai Emas Anda

Calculate Your Gold Value Instantly

10g of 22K Gold

RM 5593

1 Tael (37.5g) 22K

RM 20974

Full Calculator โ†’
๐Ÿ’ฑ

Kadar Tukaran Mata Wang

Currency Exchange Rates โ€ข Bank Negara Malaysia Reference

๐ŸŒ View All 50+ Currencies
๐Ÿ‡บ๐Ÿ‡ธ

USD/MYR

US Dollar

3.8970

1 USD = RM

๐Ÿ‡ธ๐Ÿ‡ฌ

SGD/MYR

Singapore Dollar

3.0889

1 SGD = RM

๐Ÿ‡ช๐Ÿ‡บ

EUR/MYR

Euro

4.6238

1 EUR = RM

๐Ÿ‡ฌ๐Ÿ‡ง

GBP/MYR

British Pound

5.3194

1 GBP = RM

๐ŸŒ

Live Exchange Rates

Kadar Pertukaran Terkini โ€ข Against MYR

BNM Reference
Currency / Mata Wang Buy (MYR) Sell (MYR) Trend
๐Ÿ‡ฆ๐Ÿ‡บ
AUD

Australian Dollar

2.7645 2.7685 โ€”
๐Ÿ‡จ๐Ÿ‡ณ
CNY

Chinese Yuan

0.5640 0.5649 โ€”
๐Ÿ‡ช๐Ÿ‡บ
EUR

Euro

4.6238 4.6301 โ€”
๐Ÿ‡ฌ๐Ÿ‡ง
GBP

British Pound

5.3194 5.3278 โ€”
๐Ÿ‡ฎ๐Ÿ‡ฉ
IDR

Indonesian Rupiah

0.0002 0.0002 โ€”
๐Ÿ‡ฏ๐Ÿ‡ต
JPY

Japanese Yen

0.0254 0.0254 โ€”
๐Ÿ‡ต๐Ÿ‡ญ
PHP

Philippine Peso

0.0672 0.0673 โ€”
๐Ÿ‡ธ๐Ÿ‡ฌ
SGD

Singapore Dollar

3.0889 3.0944 โ€”
๐Ÿ‡น๐Ÿ‡ญ
THB

Thai Baht

0.1254 0.1257 โ€”
๐Ÿ‡บ๐Ÿ‡ธ
USD

US Dollar

3.8970 3.9020 โ€”
Source: Bank Negara Malaysia โ€ข Updated Daily
View All 50+ Currencies โ†’
๐Ÿ“

Best Places to Exchange

Lokasi Terbaik

  • โ˜… Mid Valley - Competitive rates
  • โ˜… KLCC - Premium service
  • โ˜… Jalan Masjid India - Best for bulk
  • โ˜… Bukit Bintang - Tourist friendly
๐Ÿ’ก

Smart Exchange Tips

Tips Pertukaran

  • โœ“ Compare rates at 3+ money changers
  • โœ“ Avoid airport exchanges (worst rates)
  • โœ“ Weekdays offer better rates
  • โœ“ Track rates for a week before large exchanges
๐Ÿ•Œ

For Hajj & Umrah

Jemaah Haji/Umrah

  • ๐Ÿ‡ธ๐Ÿ‡ฆ SAR (Saudi Riyal) is the main currency
  • ๐Ÿ’ณ Bring mix of cash + travel card
  • ๐Ÿ“Š Exchange before peak Hajj season
  • ๐Ÿ”’ Use licensed money changers only
๐Ÿ“– Panduan Lengkap

Complete Gold Buying Guide Malaysia 2026

Panduan Lengkap Membeli Emas di Malaysia - Everything you need to know about buying gold, from understanding purity to finding the best deals.

โœ…

Before You Buy Gold

Sebelum Membeli Emas

  1. 1

    Check Today's FGJAM Gold Price

    Always verify current gold prices on RateX.my before visiting any jeweler. This ensures you know the baseline price.

  2. 2

    Understand Making Charges (Upah)

    Making charges range from 5-20% of gold value depending on design complexity. Simple designs have lower upah.

  3. 3

    Verify Gold Hallmark Stamp

    All genuine gold in Malaysia must have a hallmark stamp (999, 916, 835, or 750) clearly visible on the piece.

  4. 4

    Get Detailed Receipt

    Always request an official receipt showing gold weight, purity, price per gram, making charge, and total price separately.

๐Ÿ’ก

Expert Pro Tips

Tips Pakar Membeli Emas

  • โฐ

    Best Time to Buy

    Morning sessions (9AM-12PM) typically offer more stable prices. Avoid buying during festive seasons when demand (and prices) peak.

  • ๐Ÿช

    Trusted Gold Shops in Malaysia

    Stick to reputable jewelers like Poh Kong, Habib Jewels, Tomei, Wah Chan, and SK Jewellery. They follow FGJAM pricing.

  • ๐Ÿ“Š

    Compare Multiple Shops

    Visit at least 3 different jewelers to compare making charges. Gold price is fixed, but upah varies significantly.

  • ๐Ÿ’ณ

    Consider Gold Investment Account

    For small regular investments, Gold Investment Accounts (GIA) from banks like Maybank, CIMB, or Public Bank are convenient and safe.

โš–๏ธ Gold Purity Comparison Chart - Carta Perbandingan Ketulenan Emas

Purity Gold Content Karat Best For Durability Price/g
999 Gold 99.9% 24K Investment, Gold Bars, Coins โญโญ RM 502
916 Gold โญ 91.6% 22K Jewelry, Rings, Necklaces (MOST POPULAR) โญโญโญ RM 559
835 Gold 83.5% 20K Bracelets, Bangles โญโญโญโญ RM 614
750 Gold 75.0% 18K Daily Wear, Watches, Rings โญโญโญโญโญ RM 670

๐Ÿ’ฐ Understanding Making Charges (Upah) - Memahami Upah Pembuatan

Low Upah (5-8%)

Simple, mass-produced designs

  • โ€ข Plain chains
  • โ€ข Simple rings
  • โ€ข Basic bangles
  • โ€ข Gold bars

Medium Upah (8-15%)

Moderate complexity designs

  • โ€ข Patterned chains
  • โ€ข Designer rings
  • โ€ข Earrings with settings
  • โ€ข Standard pendants

High Upah (15-25%)

Intricate, handcrafted pieces

  • โ€ข Handcrafted jewelry
  • โ€ข Gem-studded pieces
  • โ€ข Custom designs
  • โ€ข Antique reproductions

๐Ÿ’ก Pro Tip: When selling gold back, jewelers typically don't pay for making charges. For maximum resale value, choose simpler designs with lower upah, or invest in gold bars (jongkong emas) which have minimal making charges.

๐Ÿ“ˆ Investment

Gold Investment Options in Malaysia 2026

Pilihan Pelaburan Emas di Malaysia - Compare different ways to invest in gold and find the best option for your financial goals.

๐Ÿฅ‡

Physical Gold

Gold bars, coins, and jewelry from jewelers like Poh Kong, Habib, or banks.

Min. Investment:RM 500+
Liquidity:Medium
Storage:Self/Safe
Best for: Long-term holding, tangible asset
๐Ÿฆ

Gold Investment Account

GIA from Maybank, CIMB, Public Bank, RHB. Buy gold in small amounts.

Min. Investment:RM 50
Liquidity:High
Storage:Bank
Best for: Beginners, regular saving
๐Ÿช™

Kijang Emas Coins

Official gold bullion coins by Bank Negara Malaysia in 1oz, ยฝoz, ยผoz sizes.

Min. Investment:~RM 2,500
Liquidity:High
Storage:Self/Bank
Best for: Collectors, serious investors
๐Ÿ“Š

Gold ETF

Trade gold like stocks on Bursa Malaysia. E.g., TradePlus Shariah Gold Tracker.

Min. Investment:RM 100
Liquidity:Very High
Storage:None
Best for: Active traders, convenience
๐Ÿ› ๏ธ

Quick Access Tools

Alat Pengiraan Pantas - Calculators & Resources

โ“ FAQ

Frequently Asked Questions

Soalan Lazim - Common questions about gold prices, currency exchange, and using RateX.my

๐Ÿฅ‡ Gold Price Questions

What is 916 gold? Apakah emas 916? โ–ผ

916 gold is 22 karat gold containing 91.6% pure gold and 8.4% alloy metals (usually copper and silver). It's the most popular gold purity in Malaysia for jewelry because it offers the perfect balance between purity and durability.

Emas 916 adalah emas 22 karat dengan ketulenan 91.6%. Ia paling popular untuk barang kemas di Malaysia kerana cantik dan tahan lama.

What is FGJAM and why does it matter? โ–ผ

FGJAM (Federation of Goldsmiths and Jewellers Associations of Malaysia) is the official body that sets daily gold prices in Malaysia. All reputable jewelers follow FGJAM rates, making it the benchmark for gold pricing in the country.

When you buy gold, the jeweler's base price should match FGJAM rates. Any difference in final price comes from making charges (upah), not the gold itself.

916 vs 999 gold - which is better for me? โ–ผ

For Jewelry: Choose 916 gold (22K). It's durable enough for daily wear while maintaining a beautiful golden color. Perfect for rings, necklaces, and bracelets.

For Investment: Choose 999 gold (24K). Highest purity means best resale value and international recognition. Ideal for gold bars and coins.

๐Ÿ’ก Pro tip: If buying jewelry as investment, choose simple designs with low making charges for better resale value.

What is making charge (upah)? โ–ผ

Making charge (upah) is the jeweler's fee for crafting the gold into jewelry. It covers labor, design, and overhead costs.

  • Simple designs: 5-8% of gold value
  • Moderate designs: 8-15% of gold value
  • Intricate/custom designs: 15-25% of gold value

โš ๏ธ Important: When selling gold back, jewelers don't pay for making charges. You only get the gold value back.

Best time to buy gold in Malaysia? โ–ผ

Best time of day: Morning (9AM-12PM) when prices are more stable.

Best time of year: Avoid festive seasons (Chinese New Year, Hari Raya, Deepavali, wedding season) when demand and prices peak.

Best strategy: Track gold prices on RateX.my for a week before making large purchases. Buy when prices dip.

๐Ÿ’ฑ Currency Exchange Questions

Where are the best places to exchange currency? โ–ผ

Best rates in KL:

  • Jalan Masjid India - Best for bulk exchanges
  • Mid Valley Megamall - Competitive rates, convenient
  • KLCC - Premium service, good rates
  • Bukit Bintang - Tourist-friendly, many options

โš ๏ธ Avoid: Airport money changers have the worst rates. Exchange before arriving at the airport.

What is the difference between buy and sell rates? โ–ผ

Buy rate: The rate at which the money changer BUYS foreign currency FROM you (when you sell foreign currency).

Sell rate: The rate at which the money changer SELLS foreign currency TO you (when you buy foreign currency).

The difference between these rates is called the spread, which is how money changers make profit.

How often are currency rates updated? โ–ผ

On RateX.my, currency rates are updated based on Bank Negara Malaysia (BNM) reference rates, which are published daily.

Money changers may adjust their rates throughout the day based on market conditions and demand.

Tips for Hajj/Umrah currency exchange? โ–ผ

Saudi Riyal (SAR) is the main currency you'll need. Tips:

  • Exchange before peak Hajj season for better rates
  • Bring a mix of cash (SAR) and a travel card
  • Exchange at reputable money changers, not at airports
  • Keep some small denominations for tips and small purchases
Is it better to exchange money or use card abroad? โ–ผ

Best approach: Use a combination of both:

  • Cash: For small purchases, markets, tips
  • Travel cards: BigPay, Wise, Revolut for larger purchases
  • Credit cards: For hotels, big retailers (check foreign transaction fees)

๐Ÿ’ก Always decline "pay in MYR" option abroad - choose local currency for better rates.

๐ŸŒ About RateX.my

How accurate are RateX.my rates? โ–ผ

Our gold prices are based on official FGJAM rates, the same rates used by all legitimate jewelers in Malaysia. Currency rates are from Bank Negara Malaysia reference rates. Prices are updated every 15 minutes for gold and daily for currencies.

Is RateX.my free to use? โ–ผ

Yes, completely free! RateX.my provides free access to gold prices, currency rates, calculators, and all our tools. No registration required, no hidden fees.

๐Ÿช Trusted Shops

Trusted Gold Shops in Malaysia 2026

Kedai Emas Dipercayai di Malaysia - Reputable jewelers that follow FGJAM pricing

PK

Poh Kong

Est. 1976 โ€ข 100+ outlets

FGJAM Member Buyback
HJ

Habib Jewels

Est. 1958 โ€ข 40+ outlets

FGJAM Member Premium
TM

Tomei

Est. 1968 โ€ข 50+ outlets

FGJAM Member GIA
WC

Wah Chan

Est. 1939 โ€ข 30+ outlets

FGJAM Member Heritage

๐Ÿ’ก Pro Tip: All FGJAM member jewelers follow the same base gold prices. The difference in final price comes from making charges (upah) and design complexity. Always compare upah between shops before buying.

๐Ÿ“ˆ Market Insights

What Affects Gold Prices in Malaysia?

Faktor-faktor yang Mempengaruhi Harga Emas - Understanding gold price movements

๐ŸŒ

International Gold Price

Malaysian gold prices are directly linked to the international gold spot price (XAU/USD). When global gold prices rise or fall, local prices follow. The London Bullion Market sets the daily gold fix that influences prices worldwide.

๐Ÿ’ต

USD/MYR Exchange Rate

Gold is priced in USD globally. When the Ringgit weakens against USD, gold becomes more expensive in MYR even if international prices stay flat. A stronger Ringgit means more affordable gold locally.

๐Ÿฆ

Economic Uncertainty

Gold is a "safe haven" asset. During economic crises, market volatility, or geopolitical tensions, investors flock to gold, driving prices up. Stable times often see gold prices moderate.

๐Ÿ“Š

Interest Rates

When central banks raise interest rates, gold becomes less attractive compared to interest-bearing assets. Lower rates tend to boost gold prices as the opportunity cost of holding gold decreases.

๐ŸŽŠ

Festive Demand

Local demand spikes during festive seasons (Chinese New Year, Hari Raya, Deepavali) and wedding seasons. High demand can push local premiums above international prices.

๐Ÿ’ฐ

Inflation Hedge

Gold is traditionally seen as an inflation hedge. When inflation rises and currency purchasing power falls, gold prices typically increase as investors seek to preserve wealth.

๐Ÿ•Œ

Zakat Emas

Gold Zakat Calculator

Understanding Zakat on Gold in Malaysia

Zakat on gold (zakat emas) is obligatory for Muslims who own gold that meets the nisab threshold and has been held for one lunar year (haul). The nisab for gold is 85 grams of pure gold.

Nisab for Gold

85g

of pure gold (999)

Zakat Rate

2.5%

of total gold value

๐Ÿงฎ Calculate Zakat Emas Now
โš–๏ธ Comparison

Emas 916 vs Emas 999 - Perbandingan Lengkap

Complete comparison between 22K and 24K gold to help you make the right choice

916

Emas 916 (22 Karat)

91.6% Pure Gold โ€ข Most Popular

๐Ÿ“Š Composition

91.6% pure gold + 8.4% alloy metals (copper, silver, zinc) for strength and durability

โœ… Advantages

  • โ€ข More durable and scratch-resistant
  • โ€ข Beautiful warm golden color
  • โ€ข Suitable for daily wear
  • โ€ข Lower price per gram
  • โ€ข Widely available and popular

โŒ Disadvantages

  • โ€ข Lower purity than 999
  • โ€ข Slightly lower resale value per gram
  • โ€ข May cause allergic reactions in some people

๐ŸŽฏ Best For

Wedding rings, necklaces, bracelets, earrings, and any jewelry meant for regular wear

Current Price

RM 559.31/g

999

Emas 999 (24 Karat)

99.9% Pure Gold โ€ข Investment Grade

๐Ÿ“Š Composition

99.9% pure gold - virtually no alloy metals. The purest form of gold available commercially

โœ… Advantages

  • โ€ข Highest purity available
  • โ€ข Best resale value
  • โ€ข Internationally recognized
  • โ€ข Hypoallergenic (no allergic reactions)
  • โ€ข Best for long-term investment

โŒ Disadvantages

  • โ€ข Very soft and easily scratched
  • โ€ข Not suitable for daily wear jewelry
  • โ€ข Higher price per gram
  • โ€ข Can bend or deform easily

๐ŸŽฏ Best For

Gold bars (jongkong emas), Kijang Emas coins, investment gold, and Gold Investment Accounts (GIA)

Current Price

RM 502.37/g

๐ŸŽฏ Kesimpulan / Conclusion

Choose 916 Gold if you're buying jewelry for wearing - weddings, daily wear, or gifts. It's beautiful, durable, and the most popular choice in Malaysia.

Choose 999 Gold if you're investing for the long term - gold bars, coins, or savings accounts. Highest purity means best resale value and international liquidity.

About RateX.my

Malaysia's Trusted Platform for Gold Prices & Currency Exchange Rates

๐Ÿฅ‡

FGJAM Certified Rates

Our gold prices are based on official FGJAM rates - the same rates used by all legitimate jewelers in Malaysia.

๐Ÿฆ

BNM Reference Rates

Currency exchange rates are sourced from Bank Negara Malaysia's official reference rates, ensuring accuracy.

โฑ๏ธ

Real-Time Updates

Gold prices updated every 15 minutes. Currency and crypto rates updated in real-time throughout the day.

What We Offer

4

Gold Purities

50+

Currencies

30+

Crypto Assets

100%

Free to Use

Live Gold Prices Currency Exchange Gold Calculator Zakat Calculator Crypto Prices 100% Free
๐Ÿ“œ History

Gold in Malaysia - History & Market Overview

Sejarah Emas di Malaysia - Understanding the Malaysian gold market and its significance

๐Ÿ›๏ธ History of Gold in Malaysia

Gold has been an integral part of Malaysian culture for centuries. The Malay Peninsula was historically known as the "Golden Chersonese" by ancient traders, referring to its rich gold deposits.

Traditional Malay royalty adorned themselves with intricate gold jewelry, and gold coins were used as currency during the Malaccan Sultanate period (1400-1511). This deep-rooted tradition continues today, with gold jewelry being an essential part of Malay, Chinese, and Indian wedding customs.

The modern gold market in Malaysia is regulated by FGJAM (Federation of Goldsmiths and Jewellers Associations of Malaysia), established to standardize gold pricing and protect consumers.

๐Ÿ“ˆ Malaysian Gold Market Today

Today, Malaysia has a thriving gold market with thousands of licensed jewelry shops across the country. The industry is valued at over RM 5 billion annually, with gold jewelry being popular for weddings, festivals, and investment.

Key facts about Malaysia's gold market:

  • 916 gold (22K) is the most popular purity for jewelry
  • FGJAM sets daily gold prices followed by all jewelers
  • Major gold hub areas include Jalan Masjid India (KL) and Jalan AR (Penang)
  • Bank Negara issues Kijang Emas gold coins
  • Islamic gold investment options like GIA are widely available

๐Ÿ† Gold Price Milestones in Malaysia

2010

~RM 135/g

916 Gold

2015

~RM 165/g

916 Gold

2020

~RM 265/g

916 Gold

2026 (Today)

RM 559/g

916 Gold

๐Ÿ’’ Wedding Guide

Wedding Gold Guide Malaysia 2026

Panduan Emas Perkahwinan - Complete guide to buying gold for Malaysian weddings

๐Ÿ•Œ

Malay Wedding (Mas Kahwin)

Mas Kahwin is a mandatory gift from the groom to the bride in Islamic marriages. Common amounts:

  • Selangor: RM 80 (symbolic) + gold gifts
  • Johor: RM 22.50 + gold gifts
  • Kelantan: RM 100 + gold gifts

Budget: RM 5,000 - RM 20,000+ for gold jewelry sets

๐Ÿงง

Chinese Wedding (Si Dian Jin)

Si Dian Jin (ๅ››็‚น้‡‘) refers to the "Four Touches of Gold" - a traditional set given by the groom's family:

  • Gold necklace (้กน้“พ)
  • Gold earrings (่€ณ็Žฏ)
  • Gold bracelet (ๆ‰‹้•ฏ)
  • Gold ring (ๆˆ’ๆŒ‡)

Budget: RM 10,000 - RM 50,000+ for complete set

๐Ÿชท

Indian Wedding (Thali)

Thali/Mangalsutra and elaborate gold jewelry are central to Indian weddings. Common items:

  • Thali (sacred wedding pendant)
  • Heavy gold necklaces (haram)
  • Bangles and bracelets
  • Waist belt, hair accessories

Budget: RM 15,000 - RM 100,000+ for full set

๐Ÿ’ก Tips for Buying Wedding Gold

  • โœ“ Start early: Begin shopping 3-6 months before the wedding to compare prices and designs
  • โœ“ Track gold prices: Monitor prices on RateX.my and buy when prices dip
  • โœ“ Compare upah: Making charges vary significantly between shops
  • โœ“ Choose 916 gold: Best for jewelry - durable and beautiful
  • โœ“ Avoid festive seasons: Prices and upah are higher during CNY, Deepavali, wedding season
  • โœ“ Get detailed receipts: Ensure gold weight, purity, and upah are itemized
  • โœ“ Check buyback policy: Reputable shops offer buyback at market rates
  • โœ“ Consider insurance: Protect valuable wedding gold with jewelry insurance
โœˆ๏ธ Travel Guide

Currency Guide for Malaysian Travelers

Panduan Mata Wang untuk Pelancong - Essential currency information for popular destinations

๐Ÿ‡ธ๐Ÿ‡ฌ

Singapore

SGD - Singapore Dollar

Current Rate: 3.0889 MYR

Tips:

  • Exchange at JB money changers for best rates
  • Touch 'n Go & BigPay accepted at many places
  • ATM withdrawal fees can be high
๐Ÿ‡น๐Ÿ‡ญ

Thailand

THB - Thai Baht

Approx Rate: ~0.13 MYR per THB

Tips:

  • Exchange in Thailand for better rates
  • SuperRich exchange chain has best rates
  • Avoid exchanging at airports and hotels
๐Ÿ‡ฎ๐Ÿ‡ฉ

Indonesia

IDR - Indonesian Rupiah

Approx Rate: ~0.00025 MYR per IDR

Tips:

  • 1 MYR โ‰ˆ 4,000 IDR (easy calculation)
  • Bring USD and exchange in Indonesia
  • Use authorized money changers only
๐Ÿ‡ธ๐Ÿ‡ฆ

Saudi Arabia

SAR - Saudi Riyal

Approx Rate: ~1.05 MYR per SAR

Hajj/Umrah Tips:

  • Exchange before departure for peace of mind
  • Bring small denominations for tips
  • Credit cards widely accepted in malls
๐Ÿ‡ฌ๐Ÿ‡ง

United Kingdom

GBP - British Pound

Current Rate: 5.3194 MYR

Tips:

  • Wise/Revolut cards offer best rates
  • Contactless payment everywhere
  • Order GBP online for collection
๐Ÿ‡ฆ๐Ÿ‡บ

Australia

AUD - Australian Dollar

Current Rate: 2.7645 MYR

Tips:

  • Use travel cards for best rates
  • Australia is highly cashless
  • Tipping not expected
๐Ÿฆ

Ar-Rahnu

Islamic Gold Pawn / Pajak Gadai Islamik

Understanding Ar-Rahnu in Malaysia

Ar-Rahnu is an Islamic pawnbroking system that allows you to pledge gold as collateral for a loan, following Shariah principles. Unlike conventional pawnshops, Ar-Rahnu doesn't charge interest (riba) but uses a safekeeping fee (ujrah) structure.

How Ar-Rahnu Works

  1. Pledge your gold jewelry
  2. Receive loan (60-70% of gold value)
  3. Pay monthly safekeeping fee (wadiah)
  4. Redeem gold within agreed period

Ar-Rahnu Providers

  • โ€ข Bank Rakyat Ar-Rahnu
  • โ€ข Agro Bank Ar-Rahnu
  • โ€ข Ar-Rahnu YaPEIM
  • โ€ข Pos Ar-Rahnu (Pos Malaysia)

๐Ÿ’ก Tip: Know the current gold price (check RateX.my) before visiting Ar-Rahnu to estimate how much you can borrow. Typical loan is 60-70% of your gold's market value.

๐Ÿ’Ž Care Guide

Gold Jewelry Care & Maintenance

Penjagaan Barang Kemas Emas - Keep your gold jewelry looking beautiful for years

๐Ÿงผ

Regular Cleaning

Clean with mild soap and warm water. Use a soft brush for intricate designs. Rinse and dry with a soft cloth.

โš ๏ธ

Avoid Chemicals

Remove jewelry before swimming, cleaning, or applying perfume. Chlorine and chemicals can damage gold alloys.

๐Ÿ“ฆ

Proper Storage

Store pieces separately in soft pouches or lined boxes. Prevent scratching by keeping items from touching each other.

๐Ÿ”ง

Professional Service

Get professional cleaning and inspection annually. Jewelers can check for loose stones and worn clasps.

๐Ÿ“ Gold Shopping Locations in Malaysia

๐Ÿ™๏ธ Kuala Lumpur

  • Jalan Masjid India - The heart of gold shopping in KL. Dozens of shops, competitive prices.
  • Pavilion KL - Premium brands like Poh Kong, Habib, luxury jewelry.
  • Mid Valley Megamall - Wide variety, family-friendly shopping.
  • KLCC Suria - High-end jewelry, international brands.
  • Petaling Street - Budget options, need to verify authenticity.

๐Ÿ๏ธ Penang

  • Jalan AR (Campbell Street) - Famous gold street, traditional shops.
  • Gurney Plaza - Modern shopping, branded jewelers.
  • Queensbay Mall - Variety of gold shops, good promotions.
  • 1st Avenue Mall - Downtown George Town, convenient access.

๐ŸŒ‰ Johor Bahru

  • City Square JB - Multiple gold shops, near customs.
  • KSL City Mall - Popular local mall, competitive prices.
  • AEON Tebrau City - Family shopping, trusted brands.
  • Paradigm Mall JB - Newer mall, modern jewelry stores.

๐Ÿ—บ๏ธ Other Major Cities

  • Ipoh - Jalan Sultan Iskandar Shah, old town gold shops.
  • Malacca - Jonker Street, Dataran Pahlawan mall.
  • Kuching - Spring Shopping Mall, The Hills Shopping Mall.
  • Kota Kinabalu - Suria Sabah, Imago Shopping Mall.

Track Gold & Currency Rates Live

Bookmark RateX.my for real-time FGJAM gold prices and Bank Negara currency rates. Always know the market before you buy!